Creating Wealth with Affiliate Programs: Getting Rich with No Money Down

Monday, January 18, 2010

By: Sean Gum

The question I am asked the most is, "How can I create additional income streams if I don't have any money to get started?" This article is going to teach you exactly that - how to create additional income streams using the Internet - without requiring any money to get started...

If you search for Work-at-Home or Make Money Online, you will have literally millions of websites to visit that promise you the next best way to get rich... for a fee...

You can spend hundreds of dollars researching all of the business opportunities on the Internet. But more times than not, the money you spend only supplies information on everything else you need to buy to get started.

Well have no fear! I am going to show you some of the secrets I use to creating income streams with no money down!

I realize that a lot of you are living paycheck to paycheck. Everything coming in, quickly goes right back out. My intention of writing this article is to help you break out of this cycle with Affiliate Programs.

What are Affiliate Programs?

Affiliate Programs are used to promote a product or service through a cost-per-action advertising model. Simply put, website owners will pay you a commission for every person you send to their website that either buys their product or service, or perform some other type of action such as filling out a survey... built a huge following by utilizing Affiliate Programs. A website owner simply put a unique link on their website that provided them. Every time someone clicked on their unique link and ordered a book, the website owner would be paid a commission - usually a percentage of sales.

Banner ads or text ads are used to drive the traffic to the affiliate website. For example, one website might say "Click here to order Sean's Latest Book." When someone clicks on the link, it will go to exactly where they can order the book at

High traffic websites benefit greatly by this business model since they can drive a lot of people to the affiliate websites which results in a lot of commissions being earned.

But what if I don't have a website?!

I know, you don't have a website, right? Or maybe you do, but you don't get a lot of traffic? I have good news...


Over the last couple years, a new type of website has come onto the scene. They are called BLOGS. A blog is like a personal diary of articles that you post that people can read and comment on.

A couple examples:http://fortunedreams.blogspot.com

You can use a BLOG to drive visitors to affiliate links without having to have a website. If you look at the fortunedreams blog above, you will notice that at the end of every article is a link that says "Click here for FREE Information on Working at"

If you click on that link, it will go to an affiliate link which redirects you to a free survey to fill out.

For every person that completes that free survey, I get paid $2.25. Not too bad, eh?

So How Do I Do It?

Step 1: Open a free affiliate account. Go to and join the affiliate program there. This affiliate program will allow you to earn $2.25 for every free survey completed.

Step 2: Login to your affiliate account. At the top of the screen, you will see some TABS. Click on the tab that says "CREATE YOUR LINKS." Then click on the link that says "CLICK HERE To get banner and text link code to advertise our three different websites."

The first website listed will allow you to refer other people to join the MagMoney Affiliate Program. For every person that signs up through your link, you will get paid 75 cents for every person THEY get to complete a free survey. (You might not want to promote this one until later - when you have a friend that wants to do what you are doing... You can then get paid on their efforts!)

The second website listed will allow you to send traffic to a weight loss website. If you want to create a blog about weight loss, then you will want to use this for your affiliate link.

The third website listed will allow you to send traffic to a Work at Home website. If you want to create a blog about Working at Home, then you will want to use this for your affiliate link.

Step 3: Decide which website you want to promote from Step #2, and click on the CLICK HERE that is next to it to create your unique affiliate link.

Once you do that, you will get a list with your unique affiliate link along with about 10 banner ads. Disregard the banner ads since we will not be using them on the Blog.

Step 4: Write down the affiliate link that is listed under the heading "Basic Affiliate Url:".

If you are doing a weight loss blog, your link would look something like this:

(Except all on one line.)

Step 5: Go to and create a free Blog account.

Step 6: Go ahead and create your first blog, whether it is for Work at Home or Weight Loss.

Step 7: Post articles to your Blog with your affiliate link posted at the end of every article you post. (Refer back to to get an idea of what to post.)

Do the same thing I did with the "Click here for FREE Information on Working at" But make sure you link it back to YOUR unique affiliate link that you wrote down from Step #4.

Where Do I Find Articles?

The easiest way would be to simply copy them from one of my blogs listed in the examples above. Or visit one of the free article websites such as . There are literally thousands of articles for the taking. You will want to search for articles that fit the topic of the link you are promoting.

For example, if you are promoting the Work at Home link, you would want articles pertaining to Work at Home.

Step 8: Promote your Blog! There are hundreds of Blog Directories and RSS Directories that you can submit to that are free of charge. When you create a blog at, you also get a free RSS feed of your Blog. You simply add /atom.xml to the end of your Blog.

For example: The blog would be as an RSS feed.

This allows you to submit it to all the RSS and Blog Directories that you can find...

Step 9: VERY IMPORTANT: After EVERY article that you post to your blog, go to and submit your blog. Click on ALL the Services to Ping and then submit pings.

This tells many of the popular Blog directories that you have a new article posted. The more articles you post, the higher your ranking (and the more traffic they will send you!)

So be sure to do this after every article you post.

Step 10: Post new articles on your Blog several times a day. Try to post at least a dozen or more new articles on a daily basis to achieve the best results.

So there you have it! A completely, absolutely free way to start generating income with the Internet from the comfort of your own home...

Of course you can repeat the process over and over again creating as many blogs as you want. You can also use this method with any of the hundreds of other affiliate programs on the Internet.

Utilizing this method, you should be able to build up an extra income from several hundred dollars a month to several thousand - depending on how hard you work at it.

Now that you are earning a little bit of pocket money, put $250 aside for a special opportunity to turn it into hundreds of thousands of dollars with the ultimate leverage!

I'll tell you all about it in my next article about my favorite Business Model - Network Marketing...

Good luck and God bless!

Author Bio
Sean Gum is the president of Magnificent Enterprises, Inc and founder of a leading Internet leads generation company. He offers a free newsletter on how to create wealth on the Internet utilizing three distinct business models. Sign up for free at

Article Source: - Free Website Content

Frugal Living-Cutting Back Expenses

Monday, January 11, 2010

Today many of us have to tighten our belts just to survive. Many people may think cutting back expenses sounds easy, and it is. But, if you don’t cut back expenses properly it can cause you to fall behind on important bills. There are many ways to save on expenses, this just being one of them. Decide what is best for you and your situation.

The first thing you need to do is sit down with a pen and paper and figure your monthly budget based on your income. Total how much you pay for everything. Total amounts for mortgage/rent, gas, utilities, groceries, credit cards, cable, cell phones, and everything else that you spend money on.

Your expenses cannot exceed your income. Write down how much you can afford to spend on everything.

Next go through your list and mark what is absolutely essential: utilities, food, mortgage/rent, car payments and gas are essential if you commute to work. At this point we are not looking at extras like credit cards, cable, or cell phones.

Now go through the non-essentials like cable and see what you could take out or cut back on. Do you really need that premium cable package? Or the largest calling plan your wireless carrier has? Make a list of what you can get rid of.

Ok, now it’s time to look at changes in the essentials. This area is harder to cut back on, but there are changes that can be made. Look at things you can do to save on your utility bills, cut any non-essentials out of your grocery bill. Do you really need all that ice cream? Make a list of any changes to be made.

This is the time to go through and call companies for any changes, contact your cable and wireless providers ECT. Notify them of any necessary changes to your account. Cancel what you can, and cut back on what cannot be canceled.

Make your home as energy efficient as possible to cut back on utilities. Look at the resource section at the bottom for a link to an article about saving money on your grocery bill.

After doing these things for one month total your bills again and compare to see how much you are saving. A good idea is to take that money that you are saving every month and put it into a savings account for a rainy day.


The Mom's Guide to Earning and Saving Thousands on the Internet (Mom's Guide to Earning & Saving Thousands on the Internet)


Connect with the Author:
About the Author:
Melissa Van Horn is a work from home, homeschool mom. She has spent several years and several thousand dollars searching for the perfect home based business. She has finally found that with Ameriplan®. She has a passion for sharing her experiences with others through Examiner. In addition to running her Ameriplan® business, Melissa has a Barefoot Books business and does freelance writing for several clients.Melissa can be contacted here.

Differences Between a Home Based Biz & Home Job

Do you understand the differences between a home based business, and a home job? Often time’s people get these two confused. There are several key differences. Being aware of these differences can help you decide which one is right for you. It is important to understand what you need from your work at home experience, in order to make the best decision.

Startup fees are the biggest difference. Startup fees are an especially big issue with lower income families. With a home based business you will usually have a startup fee to pay. This is the area where many scams occur. Investigate each home business thoroughly. Home jobs on the other hand usually do not have a startup fee. However, with these home jobs you may need to purchase equipment or pay for a background check. Be aware of any fees prior to applying/signing up for anything.

Rate of pay is another key difference. Home based businesses are usually commission based if you are an affiliate for another company, but depending on the business this is not always the case. Pay for home businesses is almost always based on the amount of work you do. Home jobs often have a set hourly wage. Sometimes these jobs will include bonuses. Typically the more consistent income is with a home job, but the potential to earn more is with a home business.

Flexibility is a big one for some people. Often time’s people choose to work at home just so they can have flexibility with their hours. Home businesses are typically more flexible. Since you are the boss, you can work when you want. Keep in mind, the more you work, the more you can make. Home jobs will usually have a set schedule, but some companies do try to allow some flexibility. Know what your availability is, and find something that can meet those needs.

Freelancing is a home business. You are selling your services as an independent contractor. Many places that you may freelance with will send you a 1099 at the end of the year. You are responsible for paying your own taxes with this. Direct sales are also considered a home business.

Tips: As stated, research any work at home offer. Even if they do not ask for money, they could damage your computer.

Always be aware of any future costs/fees. Some direct sales companies require a monthly auto ship of products.

The Work-at-Home Success Bible: A Complete Guide for Women: Start Your Own Business; Balance Work and Home Life; Develop Telecommuting Strategies


Connect with the Author:
About the Author:
Melissa Van Horn is a work from home, homeschool mom. She has spent several years and several thousand dollars searching for the perfect home based business. She has finally found that with Ameriplan®. She has a passion for sharing her experiences with others through Examiner. In addition to running her Ameriplan® business, Melissa has a Barefoot Books business and does freelance writing for several clients.Melissa can be contacted here.

Full Time Mommies Copyright © 2009 Designed by Ipietoon Blogger Template for Bie Blogger Template Vector by DaPino